:root{
  --navy:#14232e; --navy2:#1d3444; --gold:#c19a3d; --gold-d:#a37f27;
  --ink:#22303a; --mut:#5a6b76; --bg:#f6f4ef; --card:#ffffff; --line:#ddd6c7;
  --radius:12px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
a{color:var(--navy2)}
h1,h2,h3{color:var(--navy);line-height:1.2;margin:0 0 .5em}
h1{font-size:2.3rem} h2{font-size:1.7rem;margin-top:1.4em} h3{font-size:1.15rem}
p{margin:.6em 0}
.site-header{background:var(--navy);position:sticky;top:0;z-index:50}
.header-in{display:flex;align-items:center;gap:22px;padding:12px 20px}
.brand{font-weight:800;font-size:1.3rem;color:#fff;text-decoration:none;letter-spacing:.2px}
.main-nav{display:flex;gap:18px;margin-left:auto}
.main-nav a{color:#dbe4ea;text-decoration:none;font-size:.98rem}
.main-nav a:hover{color:#fff}
.btn{display:inline-block;padding:12px 22px;border-radius:8px;text-decoration:none;font-weight:700;border:0;cursor:pointer;font-size:1rem;text-align:center}
.btn-primary{background:var(--gold);color:#1c1503}
.btn-primary:hover{background:var(--gold-d);color:#fff}
.btn-call{background:var(--gold);color:#1c1503;padding:9px 16px}
.btn-ghost{background:transparent;color:var(--mut);font-weight:600}
.btn-block{display:block;width:100%;margin-top:10px}
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy2) 100%);color:#e8eef2;padding:52px 0 60px}
.hero h1{color:#fff;font-size:2.6rem;max-width:640px}
.hero .sub{font-size:1.2rem;max-width:600px;color:#c9d6de}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:36px;align-items:start}
.zero-list{list-style:none;padding:0;margin:22px 0;display:grid;gap:8px}
.zero-list li{padding-left:28px;position:relative;font-size:1.08rem}
.zero-list li:before{content:"";position:absolute;left:0;top:9px;width:14px;height:8px;border-left:3px solid var(--gold);border-bottom:3px solid var(--gold);transform:rotate(-45deg)}
.form-card{background:var(--card);border-radius:var(--radius);padding:24px;box-shadow:0 12px 32px rgba(0,0,0,.25);color:var(--ink)}
.form-card h2{margin-top:0;font-size:1.35rem}
.lead-form label{display:block;font-weight:600;font-size:.95rem;margin:12px 0 4px}
.lead-form input,.lead-form select,.lead-form textarea{width:100%;padding:12px;border:1px solid #b9c2c9;border-radius:8px;font-size:1rem;margin-top:4px;background:#fff}
.lead-form .hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}
.form-note{font-size:.82rem;color:var(--mut);margin-top:14px}
.call-line{margin-top:14px;font-size:.98rem}
section{padding:44px 0}
.band{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.proof-bar{display:flex;flex-wrap:wrap;gap:14px;margin-top:26px}
.proof-bar div{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:10px;padding:10px 16px;font-size:.95rem;color:#e8eef2}
.proof-bar a{color:#fff;font-weight:700}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px;margin-top:20px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:20px}
.card h3{margin-top:0}
.card a{font-weight:700;text-decoration:none}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:18px;margin-top:20px}
.step{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.step .num{display:inline-block;background:var(--navy);color:#fff;width:34px;height:34px;border-radius:50%;text-align:center;line-height:34px;font-weight:800;margin-bottom:10px}
table.compare{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
table.compare th,table.compare td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
table.compare th{background:var(--navy);color:#fff}
.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px 18px;margin:10px 0}
.faq summary{font-weight:700;cursor:pointer;color:var(--navy)}
.cta-band{background:var(--navy);color:#e8eef2;border-radius:var(--radius);padding:30px;margin:36px 0}
.cta-band h2{color:#fff;margin-top:0}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:start}
.owner-photo{width:100%;max-width:240px;border-radius:var(--radius);border:1px solid var(--line)}
.small{font-size:.9rem;color:var(--mut)}
.site-footer{background:var(--navy);color:#c9d6de;padding:48px 0 90px;margin-top:40px}
.site-footer .brand{color:#fff}
.site-footer h3{color:#fff}
.site-footer a{color:#e8eef2}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
.site-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:7px}
.legal{border-top:1px solid rgba(255,255,255,.15);margin-top:30px;padding-top:18px;font-size:.85rem;color:#93a5b1}
.mobile-bar{display:none}
@media (max-width:860px){
  .hero-grid,.two-col,.footer-grid{grid-template-columns:1fr}
  .main-nav{display:none}
  h1{font-size:1.9rem}.hero h1{font-size:2.1rem}
  .mobile-bar{display:flex;position:fixed;bottom:0;left:0;right:0;background:var(--navy);z-index:60}
  .mobile-bar a{flex:1;text-align:center;color:#fff;text-decoration:none;padding:14px 6px;font-weight:700}
  .mobile-bar .mb-cta{background:var(--gold);color:#1c1503}
  body{padding-bottom:52px}
}